Woke up at 3 AM to water running down the hallway from the master bath — a 1/2" supply line had let go behind the wall. Called Cutler Bay Water Damage and an actual tech answered. Crew on-site in 38 minutes, extraction running by 4:30 AM, dehumidifiers and air movers set by sunrise. Insurance paid the claim without a single back-and-forth. Saved us from a full bathroom rebuild.